Last Updated: June 2026
By accessing and using the wind-kernel website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site and our services.
Throughout these Terms of Use:
wind-kernel provides financial management consulting services including personal financial planning, investment advisory, tax optimization consulting, retirement planning, debt management solutions, and business financial strategy.
Our services are informational and advisory in nature. We do not provide legal advice, tax preparation services, or act as licensed investment brokers. Where such specialized services are required, we will recommend that you consult with appropriately licensed professionals.
You may use our website to:
You may not:
Engaging our services begins with a consultation request. Initial consultations do not create a binding service agreement. A formal service agreement will be established only after:
Our services are subject to the following limitations:
All service pricing is stated in British Pounds (GBP) and includes applicable taxes. Pricing is confirmed in writing before service delivery begins. Payment terms will be specified in individual service agreements.
We reserve the right to modify pricing for future services, but changes will not affect services already agreed upon.
All content on this website, including text, graphics, logos, images, and software, is the property of wind-kernel or its content suppliers and is protected by UK and international copyright laws.
You may not reproduce, distribute, modify, display, or create derivative works from any content on this website without our express written permission.
Materials provided to you as part of our services are for your personal use only and may not be shared, published, or distributed without our consent.
While we strive to provide accurate and current information on our website, we make no warranties or representations regarding the completeness, accuracy, or reliability of any information presented.
Financial markets, tax laws, and regulations change constantly. Information on this website should not be relied upon as current without independent verification. Always consult with us directly for advice applicable to your specific circumstances.
We do not guarantee any specific financial results from following our advice or strategies. Past performance does not indicate future results. All investments and financial decisions involve risk, including potential loss of principal.
You acknowledge that:
To the fullest extent permitted by UK law, wind-kernel and its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
Our total liability for any claims arising from our services shall not exceed the fees paid for the specific service giving rise to the claim.
You agree to indemnify and hold harmless wind-kernel, its directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising from:
Our website may contain links to third-party websites for your convenience and information. We do not endorse or control these external sites and are not responsible for their content, privacy practices, or terms of use.
You access third-party websites at your own risk and should review their terms and privacy policies.
Content on this website is advertising in nature. We are transparent about our commercial interests and clearly identify services we provide for compensation.
Your use of our website and services is also governed by our Privacy Policy and GDPR Information, which explain how we collect, use, and protect your personal information.
We reserve the right to terminate or suspend your access to the website and services immediately, without notice, for any reason including breach of these Terms of Use.
Upon termination, your right to use the website ceases immediately. Sections of these terms that by their nature should survive termination shall survive, including provisions regarding intellectual property, limitation of liability, and indemnification.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or use of our website and services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website with an updated "Last Updated" date.
Your continued use of the website after changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and wind-kernel regarding use of the website and services, superseding any prior agreements or understandings.
If you have questions about these Terms of Use, please contact us:
wind-kernel
47 Wellington Street
Leeds, West Yorkshire LS1 4JE
United Kingdom
Email: [email protected]
By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.