Privacy Policy

Last Updated: June 2026

Introduction

This Privacy Policy explains how wind-kernel collects, uses, stores, and protects your personal information when you use our website or engage with our financial management services. We are committed to protecting your privacy and handling your data responsibly in accordance with UK data protection laws.

Information We Collect

Personal Information

When you request a consultation or use our services, we may collect:

Full name and contact details including email address
Financial information relevant to the services you request
Employment and income information
Details about your financial goals and circumstances
Any other information you choose to provide during consultations

Automatically Collected Information

When you visit our website, we may automatically collect:

IP address and browser type
Pages visited and time spent on our site
Referring website addresses
Device and operating system information

How We Use Your Information

We use your personal information for the following purposes:

Providing financial management services you have requested
Communicating with you about your consultation or service delivery
Improving our services and website functionality
Analyzing website usage to enhance user experience
Complying with legal obligations and regulatory requirements

Legal Basis for Processing

We process your personal data based on:

Consent: When you provide explicit consent for specific processing activities
Contract Performance: When processing is necessary to deliver services you have requested
Legal Obligations: When we must comply with UK financial services regulations
Legitimate Interests: When processing serves our legitimate business interests while respecting your rights

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by UK law. Financial records are typically retained for seven years after the end of our service relationship, in compliance with financial services regulations.

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

Service Providers: With trusted third-party service providers who assist in delivering our services, subject to strict confidentiality agreements
Legal Requirements: When required by law, court order, or governmental authority
Business Transfers: In connection with a merger, acquisition, or sale of business assets, with advance notice to affected clients

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

Encrypted data transmission and storage
Access controls and authentication requirements
Regular security assessments and updates
Staff training on data protection responsibilities

While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

Your Rights

Under UK data protection law, you have the following rights:

Right to Access: Request a copy of the personal information we hold about you
Right to Rectification: Request correction of inaccurate or incomplete information
Right to Erasure: Request deletion of your personal information in certain circumstances
Right to Restrict Processing: Request limitation of how we use your information
Right to Data Portability: Request transfer of your information to another service provider
Right to Object: Object to certain types of processing of your information
Right to Withdraw Consent: Withdraw previously given consent at any time

To exercise any of these rights, please contact us at [email protected]. We will respond to your request within one month.

Cookies

Our website uses cookies to enhance your browsing experience. For detailed information about the cookies we use and how to manage them, please see our Cookies Policy.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

International Data Transfers

Your information is primarily processed and stored within the United Kingdom. If we transfer your data outside the UK, we ensure appropriate safeguards are in place to protect your information in accordance with UK data protection standards.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have questions, concerns, or complaints about this Privacy Policy or our data practices, please contact us:

wind-kernel
47 Wellington Street
Leeds, West Yorkshire LS1 4JE
United Kingdom
Email: [email protected]

Supervisory Authority

If you believe we have not adequately addressed your concerns, you have the right to lodge a complaint with the UK Information Commissioner's Office (ICO), the supervisory authority for data protection matters in the United Kingdom.